Can I Use My Old Navy Card Anywhere?
As a proud owner of an Old Navy card, you might be wondering if you can use it anywhere else besides Old Navy stores. The answer is a resounding yes! But before we dive into the details, let’s take a closer look at what you can expect.
What is an Old Navy Card?
Old Navy is a popular clothing and accessories retailer that offers affordable and trendy items for the whole family. The Old Navy card is a store-branded credit card that allows customers to make purchases at Old Navy stores, online, or at other participating retailers.
Can I Use My Old Navy Card Anywhere?
The short answer is yes, you can use your Old Navy card anywhere that accepts Visa credit cards. As a Visa card, your Old Navy card is widely accepted at millions of merchants worldwide. This means you can use it to make purchases at other retailers, restaurants, gas stations, and more.
Participating Retailers
While you can use your Old Navy card anywhere Visa is accepted, there are some specific retailers that offer special promotions and discounts exclusively for Old Navy cardholders. Some participating retailers include:
• Gap Inc. family of brands: Gap, Banana Republic, Athleta, and Hill City
• Specialty retailers: Sephora, Bath & Body Works, and Victoria’s Secret
• Online retailers: Amazon, eBay, and more
Using Your Old Navy Card Outside of Old Navy
When using your Old Navy card outside of Old Navy stores, you’ll need to remember a few things:
• Foreign transaction fees: If you use your Old Navy card internationally, you may be charged a foreign transaction fee of 1% of the transaction amount.
• Cash advances: You can use your Old Navy card to withdraw cash at an ATM, but be aware that cash advance fees and interest rates may apply.
• Credit limit: Your credit limit applies to all purchases, including those made outside of Old Navy stores.
Benefits of Using Your Old Navy Card
Using your Old Navy card outside of Old Navy stores can have its perks:
• Rewards: Earn 5% cashback on Old Navy purchases, and 1% cashback on all other purchases
• Exclusive discounts: Get special discounts and promotions at participating retailers
• Convenience: With your Old Navy card, you can make purchases without having to carry multiple credit cards
Table: Old Navy Card Benefits
| Benefit | Description |
|---|---|
| Rewards | Earn 5% cashback on Old Navy purchases, 1% cashback on all other purchases |
| Exclusive discounts | Get special discounts and promotions at participating retailers |
| Convenience | Make purchases without having to carry multiple credit cards |
Conclusion
In conclusion, your Old Navy card is not limited to just Old Navy stores. As a Visa card, you can use it anywhere Visa is accepted, including at participating retailers and online merchants. Just remember to keep an eye on foreign transaction fees, cash advance fees, and your credit limit. With the benefits of rewards, exclusive discounts, and convenience, using your Old Navy card outside of Old Navy stores can be a great way to stretch your shopping dollars.
