Can Non-Military Get USAA Insurance?
The United Services Automobile Association (USAA) is a well-known insurance provider that offers a range of insurance products to military personnel and their families. But can non-military individuals also get USAA insurance? In this article, we’ll explore the answer to this question and delve into the details of USAA’s eligibility requirements.
Eligibility Requirements
To be eligible for USAA insurance, you must meet one of the following criteria:
- Active Duty Military: You must be an active-duty member of the US military, including the Army, Navy, Air Force, Marine Corps, Coast Guard, and Space Force.
- Veteran: You must be a veteran who has served at least 1 day of active duty, including those who were discharged due to injury or disability.
- Reserves: You must be a member of the US military Reserves, including the Army, Navy, Air Force, Marine Corps, and Coast Guard.
- National Guard: You must be a member of the National Guard, including the Army, Air Force, and Naval Reserve.
- Commissioned Officers: You must be a commissioned officer in the Public Health Service or the National Oceanic and Atmospheric Administration (NOAA).
- Cadets and Midshipmen: You must be a cadet or midshipman at a military academy, including the US Military Academy, the US Naval Academy, the US Air Force Academy, and the US Coast Guard Academy.
Who is NOT Eligible for USAA Insurance
While USAA insurance is available to military personnel and their families, there are some individuals who are not eligible for coverage. These include:
- Civilian Employees: Civilian employees of the US military, including contractors and federal employees, are not eligible for USAA insurance.
- Dependents: While spouses and children of military personnel are eligible for USAA insurance, other dependents, such as parents or siblings, are not.
- Retirees: While veterans are eligible for USAA insurance, military retirees are not.
How to Get USAA Insurance
If you meet the eligibility requirements, you can get USAA insurance by:
- Applying Online: You can apply for USAA insurance online through their website.
- Calling Customer Service: You can call USAA’s customer service number to apply for insurance over the phone.
- Visiting a Branch Office: You can visit a USAA branch office in person to apply for insurance.
Benefits of USAA Insurance
USAA insurance offers a range of benefits to military personnel and their families, including:
- Competitive Rates: USAA insurance rates are often lower than those offered by other insurance providers.
- Excellent Service: USAA is known for its excellent customer service, with 24/7 support available.
- Wide Range of Coverage Options: USAA offers a wide range of insurance products, including auto, home, life, and health insurance.
- Discounts: USAA offers discounts to military personnel and their families, including discounts for being a military member, having a good credit score, and having multiple policies with USAA.
Conclusion
In conclusion, while USAA insurance is primarily designed for military personnel and their families, there are some exceptions to this rule. If you meet the eligibility requirements, you can get USAA insurance and enjoy the benefits that come with it, including competitive rates, excellent service, and a wide range of coverage options.
Table: USAA Insurance Eligibility Requirements
| Eligibility Requirement | Description |
|---|---|
| Active Duty Military | Must be an active-duty member of the US military |
| Veteran | Must be a veteran who has served at least 1 day of active duty |
| Reserves | Must be a member of the US military Reserves |
| National Guard | Must be a member of the National Guard |
| Commissioned Officers | Must be a commissioned officer in the Public Health Service or NOAA |
| Cadets and Midshipmen | Must be a cadet or midshipman at a military academy |
Bullets: USAA Insurance Benefits
• Competitive rates
• Excellent service
• Wide range of coverage options
• Discounts for military personnel and their families
