How much money does a Navy SEAL make per year?
As one of the most elite and revered special operations forces in the world, the United States Navy’s SEALs command a salary that reflects their exceptional training, skills, and level of dedication. But how much do these brave individuals make per year?
Enlisted vs. Officer Salaries
Before we dive into the specifics, it’s important to understand the distinction between enlisted Navy SEALs (EOD/SS, or Chief Special Warfare Operators) and officers (Intelligence, Logistics, Communications, etc.).
- Enlisted SEALs typically range from $44,000 to $76,000 per year, depending on rank and years of service. Here is a breakdown:
- E-1 to E-4 (First Class Petty Officer): $44,000 – $63,000
- E-5 to E-7 (Petty Officer First Class): $55,000 – $76,000
- E-8 to E-9 (Senior Chief Petty Officer): $68,000 – $93,000
Officer Salaries
Officer Navy SEALs, on the other hand, generally earn $76,000 to $143,000 per year. Here’s a breakdown of officer pay scales:
- O-2 to O-3 (Lieutenant Junior Grade to Lieutenant): $76,000 – $93,000
- O-4 to O-6 (Lieutenant Commander): $96,000 – $129,000
- O-7 and above (Commander and above): $133,000 – $143,000
Special Pay
In addition to their basic salary, Navy SEALs can receive special pays that enhance their annual income. These special pays include:
- Hazardous Duty Pay: $150-$750 per month (up to $9,000 annually)
- Severely Hazardous Duty Pay: $225-$900 per month (up to $10,800 annually)
- Arctic Service Duty Pay: $45-$135 per month (up to $1,620 annually)
- Diver Pay: $10-$50 per dive (average 3-4 dives per week, up to $500 annually)
- BONUS: A one-time bonus of $10,000 to $30,000 for Advanced Training School graduation and promotion to Senior Chief Petty Officer
Tax Benefits
Another significant perk of being a Navy SEAL is the unique tax benefits offered by the military. Navy SEALs are considered non-taxpayers and enjoy a comprehensive tax relief package, which includes:
- Base Pay Tax-Free: $10,000 to $20,000 annually in tax-free pay
- Additional Compensation Exempt from Taxes: Allowance, hazard pay, and diving pay
- Post-Tax Investments: Savings accounts, individual retirement accounts (IRAs), and Thrift Savings Plans (TSP)
Oversea Pay Allowance
For Navy SEALs who serve overseas or in austere environments, the government offers a generous Overseas Pay Allowance (OPA). OPA rates range from $225 to $1,200 per month, depending on the level of hardship and living costs.
Summary
The average annual salary for a Navy SEAL, considering the above variables, ranges from $90,000 to $153,000.
- Enlisted SEALs: $90,000 to $123,000
- Officer SEALs: $90,000 to $153,000
When combined with special pays, tax benefits, and Overseas Pay Allowance, a Navy SEAL’s overall annual compensation package can be $115,000 to $186,000 or more.
Whether enlisted or an officer, the pay scales for Navy SEALs demonstrate the nation’s appreciation for their unparalleled skillset and unwavering commitment to national security.
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