How Many Years to Stay in the Military for Housing?
The United States military offers a wide range of benefits to its enlisted personnel, including access to on-base housing and additional housing allowances. However, one of the most significant variables that can impact a Service member’s housing situation is their length of service.
In this article, we’ll explore the connection between military service length and the availability of on-base housing, as well as explain the rules and regulations around housing allowances. We’ll also provide some valuable guidance on how to navigate this important aspect of military career planning.
What Type of Housing is Available on Base?
Before addressing the question of how long you need to stay in the military for housing, it’s essential to understand the types of housing that are available on base.
On-base housing can refer to a range of settings, including:
- Family units with multiple bedrooms and separate living areas
- Base dormitories for single sailors and airmen (enlisted personnel only)
- Bachelor officer quarters for officers
- Military-style housing units, such as tents or trailers, temporarily stationed on base
Generally, on-base housing options are reserved for personnel whose spouses are also active military, or for personnel deployed or stationed for an extended period.
Housing Allowance (B AH)
For personnel living off-base, the Defense Travel Management Office (DTMO) provides a BAH (Basic Allowance for Housing) to reimburse Service members for their privately-paid housing expenses.
Service members can receive BAH at varying rates depending on:
- Zip Code: BAH rates fluctuate based on the city and zip code where your family is stationed.
- Grade and Pay: Ranks and paygrades above Enlisted (E)-4 (Petty Officer/Corporal/A1C) qualify personnel for higher BAH amounts.
- Dependency Exemptions: Spousal and child dependencies often affect BAH rates due to the number of adults and children in the Service member’s household.
Let’s take a closer look at the BAH components and how they can add up:
Component | Calculation |
---|---|
Basic (Base) Allowance for Housing (BAH) | 80% (minimum) to 55% (maximum) |
Family Separation Compensation (FSC) | + $250 to +$750 (dependent status effect) |
Dependency Tax Benefits | + 26.3% to 45.5% refund |
How Long Does It Take to Get Eligible for On-Base Housing?
Assuming you’re interested in staying in the military at least long enough to gain access to on-base housing, here’s some crucial information:
- Senior Enlisted (E)-6 (Chief), Warrant Officers, Officer Cadets, and Chiefs warrant officers typically receive preferred status for on-base quarters, but availability may remain limited.
- **O-1–O-3 (<5 years of service with fewer than 5 personnel under command): Junior Officer (O-1–O-3, LTJG-C apt.) personnel often experience availability constraints due to their status as new officers. Priorities may shift, causing lengthy wait times.
O-4 – O-6(**10-20 years of service, 5- 20 personnel under command):
Officers at this level tend to secure on-base housing allocations as their career advances with a higher likelihood of dependency.
How Many Years Do You Need to Serve to Get On-Base Housing?
Here, we’ll outline some crucial information to help you comprehend the relationship between your current status and on-base dwelling potential:
MilitaryRank/Grade | Standard Length of Service (LOS) | Service Eligibility for On-Base Housing |
---|---|---|
E-7 and above | *14-20 years | Priority access, including bachelor quarters and familyhousing options |
O-3 and above | 5-10 years (<20 personnel under command & dependent status) | Depend on base availability; Officer-in-Charge and non-executive officer personnel** |