Can You Get Military Retirement and Disability?
Serving in the military can be a challenging and demanding experience, both physically and mentally. Many service members suffer from injuries or illnesses as a result of their service, which can impact their ability to continue serving. At the same time, the military provides a retirement system to recognize the sacrifices and dedication of its members. But what happens when a service member is injured or becomes ill during their service? Can they receive both military retirement and disability compensation?
Understanding Military Retirement
Military retirement is a benefit provided to service members who have completed a certain number of years of service. The length of service required for retirement varies depending on the type of service and the individual’s Military Occupational Specialty (MOS). For example, in the Army, service members can retire after 20 years of service, while in the Navy, service members can retire after 20 years of service if they are commissioned officers.
Understanding Military Disability
Military disability compensation is a benefit provided to service members who have been injured or become ill during their service. The Department of Veterans Affairs (VA) awards disability compensation to service members who have a service-connected disability, which is defined as a disability that is caused or made worse by their military service.
Can You Get Both Military Retirement and Disability?
The answer to this question is yes, but there are some limitations. According to the Department of Defense (DoD), a service member can receive both military retirement and disability compensation if they meet certain eligibility requirements.
Eligibility Requirements
To receive both military retirement and disability compensation, a service member must meet the following eligibility requirements:
- Type of Disability: The disability must be service-connected, meaning it was caused or made worse by their military service.
- Rating Percentage: The disability rating must be at least 10% or higher, which is determined by the VA.
- Duration of Service: The service member must have completed the required number of years of service to be eligible for retirement.
How to Apply for Both Military Retirement and Disability
To apply for both military retirement and disability compensation, a service member must follow these steps:
- Apply for Military Retirement: Service members can apply for military retirement through their military branch’s personnel office.
- Apply for Disability Compensation: Service members can apply for disability compensation through the VA. They can do this online, by mail, or in person at a local VA office.
- Submit Supporting Documentation: Service members must submit supporting documentation, such as medical records and statements from healthcare providers, to support their disability claim.
Impact of Disability on Military Retirement Pay
If a service member receives both military retirement and disability compensation, their retirement pay may be affected. According to the DoD, the VA will subtract the amount of disability compensation from the service member’s retirement pay. This is known as the " Offset" rule.
Example of How the Offset Works
Let’s say a service member retires after 20 years of service with a 30% disability rating. Their retirement pay is $2,000 per month. They also receive $300 per month in disability compensation from the VA. In this case, the VA will subtract the $300 disability compensation from the service member’s retirement pay, leaving them with $1,700 per month.
Benefits of Both Military Retirement and Disability
Receiving both military retirement and disability compensation can provide service members with financial security and stability in retirement. Here are some benefits of receiving both:
- Increased Income: Both military retirement and disability compensation can provide a significant increase in income for service members in retirement.
- Reduced Financial Burden: Disability compensation can help offset the cost of healthcare and other expenses associated with a service-connected disability.
- Sense of Security: Knowing that they have both military retirement and disability compensation can provide service members with a sense of security and stability in retirement.
Conclusion
In conclusion, service members can receive both military retirement and disability compensation if they meet certain eligibility requirements. It’s important to understand the eligibility requirements, how to apply for both benefits, and how disability compensation may impact military retirement pay. By receiving both benefits, service members can enjoy financial security and stability in retirement, and know that their sacrifices and dedication to their country are recognized and rewarded.
