Can You Get Military Retirement and VA Disability?
As a veteran, you may be wondering if you’re eligible for both military retirement benefits and VA disability compensation. The answer is yes, but it’s important to understand the rules and regulations surrounding both benefits. In this article, we’ll break down the basics of military retirement and VA disability, and provide guidance on how to navigate the process.
What is Military Retirement?
Military retirement is a benefit paid to eligible veterans who have served in the military for a certain period of time. The length of service required for eligibility varies depending on the branch of service and the type of retirement plan. Here are some general guidelines:
- 20 years of service: Veterans who have served 20 years or more in the military are eligible for a full retirement benefit, which is based on their final pay grade and years of service.
- 15-20 years of service: Veterans who have served 15-20 years in the military are eligible for a reduced retirement benefit, which is also based on their final pay grade and years of service.
- 10-15 years of service: Veterans who have served 10-15 years in the military may be eligible for a Reserve Component retirement benefit, which is based on their time in the Reserves.
What is VA Disability?
VA disability compensation is a tax-free benefit paid to veterans who have a service-connected disability. The purpose of this benefit is to compensate veterans for the loss of earning capacity and other effects of their disability. Here are some key facts about VA disability:
- Service-connected disability: To be eligible for VA disability, a veteran must have a disability that was caused or worsened by their military service.
- Disability rating: The VA assigns a disability rating to each service-connected condition, ranging from 0% to 100%. The rating determines the amount of disability compensation a veteran receives.
- Compensation rates: VA disability compensation rates vary based on the veteran’s disability rating and dependents (if applicable). Here are the current compensation rates:
- 0% disability rating: $143.76 per month
- 10% disability rating: $153.44 per month
- 20% disability rating: $265.38 per month
- 30% disability rating: $411.66 per month
- 40% disability rating: $563.23 per month
- 50% disability rating: $716.83 per month
- 60% disability rating: $864.39 per month
- 70% disability rating: $1,016.94 per month
- 80% disability rating: $1,173.57 per month
- 90% disability rating: $1,338.13 per month
- 100% disability rating: $1,523.47 per month
Can You Get Both Military Retirement and VA Disability?
Yes, it is possible to receive both military retirement benefits and VA disability compensation. However, there are some important considerations to keep in mind:
- Offset: The VA will offset (reduce) a veteran’s VA disability compensation by the amount of their military retirement pay. This is because the VA views military retirement pay as a form of compensation for a veteran’s service.
- Total compensation: The total amount of compensation a veteran receives from both military retirement and VA disability must not exceed the maximum annual compensation rate set by law.
- Combining benefits: While a veteran can receive both military retirement and VA disability, they cannot receive duplicate compensation for the same condition. For example, if a veteran receives military retirement pay for a knee injury and also receives VA disability compensation for the same condition, the VA will offset the disability compensation by the amount of the military retirement pay.
How to Apply for Military Retirement and VA Disability
To apply for military retirement and VA disability, follow these steps:
- Military retirement: Submit a retirement application to your branch of service or the Department of Defense.
- VA disability: Submit a disability claim to the VA. You can apply online, by mail, or in person at a VA regional office.
- Service medical records: Provide your service medical records to support your disability claim.
- VA medical examination: Schedule a VA medical examination to determine the extent of your disability.
- Rating decision: The VA will review your claim and issue a rating decision, which may include a disability rating and compensation amount.
Table: VA Disability Compensation Rates
| Disability Rating | Monthly Compensation Rate |
|---|---|
| 0% | $143.76 |
| 10% | $153.44 |
| 20% | $265.38 |
| 30% | $411.66 |
| 40% | $563.23 |
| 50% | $716.83 |
| 60% | $864.39 |
| 70% | $1,016.94 |
| 80% | $1,173.57 |
| 90% | $1,338.13 |
| 100% | $1,523.47 |
Conclusion
While it is possible to receive both military retirement and VA disability compensation, it’s important to understand the rules and regulations surrounding both benefits. By following the steps outlined in this article and providing supporting documentation, veterans can ensure they receive the compensation they deserve for their service. Remember to review your disability rating and compensation amount regularly to ensure you’re receiving the maximum benefit available.
