Do You have to Call Police for Fender Bender?
Every year, millions of vehicle accidents occur on the world’s roads, resulting in injuries, fatalities, and significant financial losses. However, many of these incidents are minor, involving a simple "fender bender" or "non-injury accident." The question is, do you have to call the police for a fender bender? The answer to this question is not simple, and it depends on various factors.
Do You Have to Call Police?
In Most States, the Answer is YES
In the United States, most states require motorist to report accidents, including fender benders, to the police in certain situations. New York State, for instance, requires a police report for all accidents involving three or more vehicles, incapacitating injuries, or major damage. Similarly, California requires a report for all accidents involving physical injury or death, including those involving only property damage.
However, Some States Have Different Laws
Some states have differing laws and regulations regarding what constitutes a reportable accident. For example:
• Texas: No-reporting laws apply to crashes involving only property damage when all parties exchange information, and there are no suspected criminal violations.
• Florida: No-reporting laws apply to crashes involving only property damage when both parties are at fault or when there are no third-party witnesses.
• Oregon: No-reporting laws apply to crashes involving only property damage when drivers exchange information and there is no need for further police investigation.
When Must You Call Police?
Even in states where calling the police is not mandated, there are situations that require an immediate call for assistance. These include:
• Injuries: If anyone involved in the accident has been injured or killed, call 911 or your local emergency services immediately.
• Violations of Traffic Laws: If someone involved in the accident is suspected of speeding, running a red light, or committing another offense, call the police.
• Hit-and-Run: If someone drives away from the scene and leaves another person injured, call the police.
• Blocking Traffic: If the accident is blocking major traffic or causing a delay, call the police for assistance.
• Extensive Damage: If significant damage has occurred, requiring a tow truck or medical attention, call the police.
What Happens When You Call Police
When you call the police for a fender bender, they will assess the situation and determine how to proceed. Here is what typically happens:
Police Response
• They will dispatch an officer or a designated accident investigator (if available) to take a report.
• You will be asked to wait at the scene until help arrives.
• The police officer will gather information on the accident, including any witness statements, vehicle damage, and injuries.
• Your insurance company may be informed of the accident, although this can vary depending on the jurisdiction.
Responsibilities of the Parties
In a fender bender, each party typically has certain responsibilities:
- Driver’s Responsibilities:
- Exchange personal and insurance information with others involved in the accident.
- Move vehicles to ensure safety and prevent further harm.
- Refuse to provide information or witness statements to the police.
