Does Dunham’s Have Layaway on Guns?
Dunham’s Sports is a popular retailer of sporting goods, including firearms. Many customers may wonder if Dunham’s offers layaway options for guns. In this article, we will provide a direct answer to this question and explore the details of Dunham’s layaway policy.
Direct Answer:
Yes, Dunham’s does offer layaway on guns. However, there are some specific requirements and limitations that customers should be aware of.
Layaway Requirements:
To take advantage of Dunham’s layaway program for guns, customers must meet the following requirements:
- Minimum deposit: A minimum deposit of 20% of the total purchase price is required.
- Down payment: The customer must make a down payment of at least 20% of the total purchase price.
- Payment schedule: The customer must make regular payments towards the purchase, with a minimum payment of $25 per month.
- Payment frequency: Payments can be made in-store or online, and the customer can choose the payment frequency (e.g., weekly, bi-weekly, or monthly).
- Timeframe: The layaway period typically ranges from 30 to 60 days, depending on the store location and the customer’s payment schedule.
Layaway Limitations:
While Dunham’s does offer layaway on guns, there are some limitations that customers should be aware of:
- Firearm restrictions: Certain types of firearms, such as high-capacity magazines or certain types of handguns, may not be eligible for layaway.
- Brand restrictions: Some brands of firearms may not be eligible for layaway, or may have specific requirements or restrictions.
- Store location: Layaway policies may vary by store location, so customers should check with their local Dunham’s store for specific details.
- Credit check: Dunham’s may require a credit check as part of the layaway process.
Benefits of Layaway:
Dunham’s layaway program offers several benefits to customers:
- Flexibility: Layaway allows customers to make regular payments towards their purchase, rather than paying the full amount upfront.
- Affordability: Layaway can help customers budget for their purchase and make it more affordable.
- No interest: Dunham’s layaway program does not charge interest, so customers do not have to worry about accumulating interest charges.
How to Start a Layaway:
To start a layaway on a gun at Dunham’s, customers can follow these steps:
- Choose your firearm: Select the firearm you want to purchase and ensure it is eligible for layaway.
- Check the price: Verify the price of the firearm and calculate the minimum deposit and down payment.
- Make the deposit: Make the minimum deposit and down payment in-store or online.
- Create a payment schedule: Work with a Dunham’s representative to create a payment schedule that meets your needs.
- Make regular payments: Make regular payments towards the purchase, following the payment schedule.
Conclusion:
Dunham’s does offer layaway on guns, but there are specific requirements and limitations that customers should be aware of. By understanding the layaway policy and requirements, customers can take advantage of this flexible payment option and make their firearm purchase more affordable.
