How Much Does a Navy Reserve Make?
The United States Navy Reserve is a reserve component of the United States Navy, providing trained and ready personnel to support the active duty Navy. If you’re considering joining the Navy Reserve, you’re likely wondering about the pay and benefits. In this article, we’ll break down the compensation package for Navy Reserve personnel.
Direct Answer: How Much Does a Navy Reserve Make?
The pay for Navy Reserve personnel varies based on their rank, time in service, and the type of job they perform. Here are the basic pay rates for Navy Reserve personnel:
| Rank | Basic Pay (per month) |
|---|---|
| E-1 (Seaman Recruit) | $1,733.50 |
| E-2 (Seaman Apprentice) | $1,942.50 |
| E-3 (Seaman) | $2,043.50 |
| E-4 (Petty Officer Third Class) | $2,194.50 |
| E-5 (Petty Officer Second Class) | $2,444.50 |
| E-6 (Petty Officer First Class) | $2,794.50 |
| E-7 (Chief Petty Officer) | $3,144.50 |
| E-8 (Senior Chief Petty Officer) | $3,644.50 |
| E-9 (Master Chief Petty Officer) | $4,144.50 |
| O-1 (Ensign) | $3,287.50 |
| O-2 (Lieutenant Junior Grade) | $3,947.50 |
| O-3 (Lieutenant) | $4,607.50 |
| O-4 (Lieutenant Commander) | $5,267.50 |
| O-5 (Commander) | $6,027.50 |
| O-6 (Captain) | $6,887.50 |
| O-7 (Rear Admiral (Lower Half)) | $7,747.50 |
| O-8 (Rear Admiral (Upper Half)) | $8,607.50 |
| O-9 (Vice Admiral) | $9,467.50 |
| O-10 (Admiral) | $10,327.50 |
Additional Pay and Allowances
In addition to basic pay, Navy Reserve personnel may also receive additional pay and allowances, including:
- Basic Allowance for Housing (BAH): A monthly allowance to help cover the cost of housing.
- Basic Allowance for Subsistence (BAS): A monthly allowance to help cover the cost of food.
- Special Duty Pay: Additional pay for personnel serving in special duty positions, such as aviation and submarine duty.
- Hazardous Duty Pay: Additional pay for personnel serving in hazardous duty positions, such as combat zones.
- Flight Pay: Additional pay for personnel serving as pilots or aircrew members.
- Diving Pay: Additional pay for personnel serving as divers.
- Foreign Language Pay: Additional pay for personnel serving as linguists.
Benefits and Perks
In addition to pay, Navy Reserve personnel receive a range of benefits and perks, including:
- Health Insurance: Navy Reserve personnel are eligible for TRICARE, a comprehensive health insurance program.
- Retirement Benefits: Navy Reserve personnel are eligible for a pension after 20 years of service.
- Education Benefits: Navy Reserve personnel are eligible for education benefits, including the Montgomery GI Bill and the Post-9/11 GI Bill.
- Veterans’ Preference: Navy Reserve personnel are eligible for veterans’ preference when applying for federal jobs.
- Home Loan Guarantees: Navy Reserve personnel are eligible for home loan guarantees through the Department of Veterans Affairs.
- Travel Opportunities: Navy Reserve personnel have the opportunity to travel and serve in a variety of locations around the world.
Conclusion
The pay and benefits for Navy Reserve personnel are competitive and comprehensive. In addition to basic pay, Navy Reserve personnel may also receive additional pay and allowances, as well as a range of benefits and perks. If you’re considering joining the Navy Reserve, it’s important to consider the total compensation package, including pay, benefits, and opportunities for advancement.
