How to cancel discover identity theft protection?

How to Cancel Discover Identity Theft Protection

Why Cancel Your Identity Theft Protection?

Before we dive into the process of canceling your Discover identity theft protection, let’s quickly discuss why you might want to do so. Some reasons include:

• High costs: The premium version of Discover’s identity theft protection can cost up to $19.99 per month, which may not be feasible for everyone’s budget.
• Limited services: While Discover’s protection does offer some benefits, such as credit monitoring and identity theft insurance, some users may find that other providers offer more comprehensive services.
• Lack of customization: Discover’s identity theft protection may not be tailored to your specific needs or financial situation.

Cancelling Discover Identity Theft Protection: Online Method

To cancel your Discover identity theft protection online, follow these steps:

• Log in to your Discover online account by going to www.discover.com.
• Click on the "Account" dropdown menu at the top of the page and select "Manage Settings."
• Scroll down to the "Services" section and click on "Credit Scorecard and Identity Theft Protection."
• Click the "Cancel" button next to "Identity Theft Protection."
• Confirm that you want to cancel your protection by clicking "Yes, cancel my subscription."

Alternatively, you can also call Discover’s customer service department to cancel your identity theft protection:

• Phone Number: 1-800-347-5114 (Monday-Friday, 8am-8pm EST)
• Representative: Ask to cancel your identity theft protection service.

Cancelling Discover Identity Theft Protection: Phone Method

When cancelling over the phone, be prepared to provide the following information to the representative:

• Account number or social security number
• Last four digits of your credit card number (if you’re paying by credit card)
• Reason for cancellation (optional)

During the call, you should be able to cancel your identity theft protection service instantly. If the representative tells you that it will take a few days to process the cancellation, make sure to follow up with them to confirm that the service has been cancelled.

Cancelling Discover Identity Theft Protection: Written Notification

If you prefer to cancel your identity theft protection in writing, you can send a letter to:

Discover Financial Services
401 North Franklin Street
Riverwoods, IL 60015

Make sure to include the following information:

• Your name and address
• Account number
• Reason for cancellation
• A statement indicating your desire to cancel your identity theft protection service

Mail the letter at least 10 days prior to the next billing cycle to ensure that the service is cancelled in time.

How to Verify Cancellation of Discover Identity Theft Protection

After cancelling your identity theft protection, you can verify that the service has been cancelled by:

• Checking your online account: Log in to your Discover account and look for the identity theft protection service. If it’s no longer active, it has been successfully cancelled.
• Reviewing your billing statements: You should no longer be charged for the identity theft protection service.
• Contacting Discover’s customer service department: If you’re still unsure whether your service has been cancelled, you can call Discover’s customer service department to confirm.

Other Identity Theft Protection Options

If you’re currently using Discover’s identity theft protection and decide to cancel, you may want to consider alternative providers. Here are a few options:

These providers offer a range of features and pricing, so it’s essential to research and compare them to find the one that best suits your needs.

Conclusion

Cancelling Discover identity theft protection can be a straightforward process, whether you do it online, over the phone, or in writing. Be sure to follow the proper steps to ensure that the service is cancelled correctly, and consider alternative providers if you decide to discontinue using Discover’s service. By taking control of your financial security, you can minimize the risk of identity theft and protect your financial future.