How to Use Zelle with Navy Federal: A Step-by-Step Guide
Are you a Navy Federal member looking to use Zelle, a popular peer-to-peer payment service, to send and receive money with ease? Look no further! In this article, we’ll walk you through the process of setting up and using Zelle with Navy Federal.
How to Use Zelle with Navy Federal: Getting Started
Before you can use Zelle with Navy Federal, you’ll need to meet the following requirements:
- You must be a Navy Federal member with an active account.
- Your account must be in good standing.
- You must have a valid email address and phone number.
Setting Up Zelle with Navy Federal
To set up Zelle with Navy Federal, follow these steps:
- Log in to your Navy Federal online banking account.
- Click on the "Send Money" or "Transfer" tab.
- Select "Zelle" as your payment option.
- Follow the prompts to enroll in Zelle.
- You will be asked to provide your mobile phone number and email address.
- Verify your identity using your mobile phone number and/or email address.
Understanding Zelle Fees with Navy Federal
When using Zelle with Navy Federal, you’ll need to keep in mind the following fees:
| Fee Type | Fee Amount |
|---|---|
| Initiation Fee | Free |
| Recipient Fee | Free |
| Return Fee | $25 |
| Inactivity Fee | $5 per month (waived if you send or receive $1 within a 12-month period) |
Sending Money with Zelle using Navy Federal
To send money with Zelle using Navy Federal, follow these steps:
- Log in to your Navy Federal online banking account.
- Click on the "Send Money" or "Transfer" tab.
- Select "Zelle" as your payment option.
- Enter the recipient’s email address or mobile phone number.
- Enter the amount you’d like to send.
- Review and confirm the transfer.
Receiving Money with Zelle using Navy Federal
To receive money with Zelle using Navy Federal, follow these steps:
- Log in to your Navy Federal online banking account.
- Click on the "Send Money" or "Transfer" tab.
- Select "Zelle" as your payment option.
- Enter the sender’s email address or mobile phone number.
- Enter your mobile phone number and email address.
- Review and confirm the transfer.
Tips and Best Practices
Here are some tips and best practices to keep in mind when using Zelle with Navy Federal:
- Make sure you’re enrolled in Zelle before trying to send or receive money.
- Verify the recipient’s email address or mobile phone number before sending money.
- Keep your login credentials and Zelle enrollments secure.
- Monitor your account regularly for suspicious activity.
Conclusion
Using Zelle with Navy Federal is a convenient and secure way to send and receive money. By following the steps outlined in this article, you’ll be able to set up and use Zelle with ease. Remember to keep in mind the fees associated with using Zelle and to follow the best practices outlined above to ensure a smooth and successful experience.
