Can You Join USAA without Being in the Military?
The United Services Automobile Association (USAA) is a financial services group that provides a wide range of products and services to military personnel, veterans, and their families. The organization was founded in 1922 by a group of 25 army officers who wanted to create an organization that would provide financial assistance to their fellow military members. Over the years, USAA has expanded its services to include banking, insurance, investment, and other financial products. One of the most significant aspects of USAA is that it is exclusively for individuals who have served in the military or are part of the military community. But can you join USAA without being in the military?
The Simple Answer: No, You Cannot Join USAA without Being in the Military
Why?
- USAA’s primary goal is to serve the military community, and its membership eligibility is limited to those who have served or are serving in the military.
- The organization’s bylaws state that membership is limited to individuals who are, have been, or are related to someone who is serving or has served in the military.
- The only exceptions are children under the age of 18 and spouses of current members, who can join without serving in the military themselves.
Who Can Join USAA?
If you’re wondering who can join USAA, the organization has a specific membership criteria:
- Eligible Military Members:
- Active Duty (Army, Navy, Air Force, Marine Corps, Coast Guard, Public Health Service, and NOAA Commissioned Corps)
- Veterans (discharged with honor)
- Reserve Members (Army, Air Force, Navy, and Coast Guard)
- National Guard Members
- Eligible Veterans’ Family Members:
- Spouses (alive or deceased)
- Children (under 18)
- Unmarried dependent children (if attending college or university)
How to Join USAA
If you’re eligible to join USAA, here’s how you can do it:
- Online Application: Go to the USAA website and fill out the membership application form.
- Contact a Recruiter: Visit a USAA financial center or contact a USAA recruiter to apply in person.
- Phone Application: Call USAA’s toll-free number (800-531-USAA) to apply over the phone.
What Are the Benefits of Joining USAA?
As a member of USAA, you’ll enjoy a wide range of benefits, including:
- Competitive Financial Products: USAA offers a range of financial products, including banking, insurance, investment, and financial planning services.
- Exclusive Discounts: Members can enjoy exclusive discounts on a variety of products and services, including travel, shopping, and entertainment.
- Access to Services: USAA provides members with access to a range of services, including roadside assistance, identity theft protection, and more.
- Community Support: USAA is committed to supporting the military community, offering programs and resources to help service members and their families navigate the challenges of military life.
Conclusion
While you cannot join USAA without being in the military, there are many ways to take advantage of USAA’s products and services. If you’re part of the military community or have a family member who is, you may be eligible to join and take advantage of the organization’s many benefits.
