How to Add Someone to Your Navy Federal Account
As a Navy Federal Credit Union member, you may want to add a trusted individual to your account for various reasons, such as joint ownership, emergency access, or to allow someone to manage your account on your behalf. In this article, we will guide you through the process of adding someone to your Navy Federal account.
What You Need to Know
Before adding someone to your account, it’s essential to understand the types of accounts that can be jointly owned and the requirements for adding a joint owner. Navy Federal offers the following types of joint accounts:
- Joint Owner: A joint owner has equal ownership and access to the account.
- Signer: A signer can access the account and conduct transactions, but they are not a joint owner.
- Authorized User: An authorized user can view account information but cannot make transactions.
Adding a Joint Owner
To add a joint owner to your Navy Federal account, you will need to follow these steps:
- Log in to Online Banking: Go to the Navy Federal website and log in to your online banking account.
- Go to the "Account Services" Tab: Click on the "Account Services" tab and select "Manage Account" from the drop-down menu.
- Select the Account: Choose the account you want to add a joint owner to from the list of available accounts.
- Click on "Add Joint Owner": Click on the "Add Joint Owner" button to begin the process.
- Enter the Joint Owner’s Information: Enter the joint owner’s name, date of birth, and Social Security number or Taxpayer Identification Number (ITIN).
- Choose the Joint Ownership Type: Select the type of joint ownership you want to establish (Joint Owner, Signer, or Authorized User).
- Review and Confirm: Review the information and confirm that you want to add the joint owner to your account.
Adding a Signer or Authorized User
To add a signer or authorized user to your Navy Federal account, you will need to follow these steps:
- Log in to Online Banking: Go to the Navy Federal website and log in to your online banking account.
- Go to the "Account Services" Tab: Click on the "Account Services" tab and select "Manage Account" from the drop-down menu.
- Select the Account: Choose the account you want to add a signer or authorized user to from the list of available accounts.
- Click on "Add Signer" or "Add Authorized User": Click on the "Add Signer" or "Add Authorized User" button to begin the process.
- Enter the Signer’s or Authorized User’s Information: Enter the signer’s or authorized user’s name, date of birth, and Social Security number or ITIN.
- Choose the Signer or Authorized User Type: Select the type of signer or authorized user you want to establish (Signer or Authorized User).
- Review and Confirm: Review the information and confirm that you want to add the signer or authorized user to your account.
What You Need to Know About Account Access
When adding a joint owner, signer, or authorized user to your Navy Federal account, you should be aware of the following:
- Joint Owners: Joint owners have equal access to the account and can make transactions.
- Signers: Signers can access the account and conduct transactions, but they are not joint owners.
- Authorized Users: Authorized users can view account information but cannot make transactions.
- Account Access: You can grant account access to the new joint owner, signer, or authorized user through online banking, mobile banking, or by visiting a Navy Federal branch.
Tips and Reminders
- Verify the Information: Double-check the information you enter for the joint owner, signer, or authorized user to ensure accuracy.
- Review the Account Details: Review the account details before confirming the addition to ensure you are adding the correct person.
- Update Account Information: Update your account information to reflect the changes, including the new joint owner, signer, or authorized user’s contact information.
- Monitor the Account: Monitor the account activity to ensure that the new joint owner, signer, or authorized user is not making unauthorized transactions.
Conclusion
Adding someone to your Navy Federal account is a straightforward process that can be completed online or at a Navy Federal branch. By following the steps outlined in this article, you can add a joint owner, signer, or authorized user to your account with ease. Remember to verify the information, review the account details, and update your account information to reflect the changes. If you have any questions or concerns, you can contact Navy Federal’s customer service or visit a branch for assistance.