How Do I Get My 1098 from Navy Federal?
As a Navy Federal Credit Union member, you’re likely wondering how to obtain your 1098 form, which reports your mortgage interest paid during the year. This form is essential for tax purposes, and Navy Federal provides it to its members annually. In this article, we’ll guide you through the process of obtaining your 1098 form from Navy Federal.
What is a 1098 Form?
A 1098 form, also known as the Mortgage Interest Statement, is a tax form that reports the amount of mortgage interest paid by an individual or entity during the calendar year. It’s used to calculate the interest paid on a mortgage loan and is required for tax purposes.
How to Get Your 1098 Form from Navy Federal
To obtain your 1098 form from Navy Federal, follow these steps:
- Online Access: Log in to your Navy Federal online banking account. Go to the "Accounts" tab and click on "Mortgage" under the "Loans" section. Click on the "1098" tab to view and print your 1098 form.
- Mobile App: Download the Navy Federal mobile app and log in to your account. Go to the "Accounts" section and click on "Mortgage" to access your 1098 form.
- Phone or Mail: Call Navy Federal’s customer service at (877) 337-6614 or mail a request to the address listed below:
- Navy Federal Credit Union
- 1098 Request
- P.O. Box 6900
- Merrifield, VA 22119-6900
Important Dates to Keep in Mind
- Deadline for Requesting a Duplicate 1098 Form: Navy Federal requires requests for duplicate 1098 forms to be made by February 15th of the following year. For example, if you need a duplicate 1098 form for the 2022 tax year, you must request it by February 15th, 2023.
- Tax Filing Deadline: The IRS deadline for filing tax returns is typically April 15th of each year. Make sure to request your 1098 form in a timely manner to ensure you have enough time to file your taxes.
What if I Lost or Didn’t Receive My 1098 Form?
If you lost or didn’t receive your 1098 form, don’t panic! Navy Federal has a process in place to help you obtain a duplicate copy. Follow these steps:
- Request a Duplicate Form: Call Navy Federal’s customer service at (877) 337-6614 or mail a request to the address listed above.
- Provide Required Information: Provide your name, address, and loan account number to verify your identity and loan information.
- Wait for the Duplicate Form: Navy Federal will mail or email a duplicate 1098 form to you once your request is processed.
Additional Tips and Resources
- Online Resources: Navy Federal provides a range of online resources, including a mortgage calculator, loan payoff calculator, and more. Visit their website to access these tools.
- Customer Service: Navy Federal’s customer service team is available to assist you with any questions or concerns you may have. Call them at (877) 337-6614 or visit their website to chat with a representative.
- Tax Professional Resources: If you need help with your taxes, consider consulting a tax professional. They can help you navigate the tax filing process and ensure you’re taking advantage of all the deductions and credits available to you.
Conclusion
Obtaining your 1098 form from Navy Federal is a straightforward process. By following the steps outlined above, you can easily access your 1098 form online, by phone, or by mail. Remember to request a duplicate form if you lose or don’t receive your original copy, and take advantage of Navy Federal’s online resources and customer service to help you with your mortgage and tax needs.
Table: 1098 Form Request Process
| Step | Description |
|---|---|
| 1 | Log in to online banking or mobile app |
| 2 | Access the "Mortgage" section and click on "1098" tab |
| 3 | Print or download your 1098 form |
| 4 | Call customer service or mail a request |
| 5 | Provide required information (name, address, loan account number) |
| 6 | Wait for the duplicate form to be mailed or emailed |
Bullets: Important Dates and Reminders
• Deadline for requesting a duplicate 1098 form: February 15th of the following year
• Tax filing deadline: Typically April 15th of each year
• Request your 1098 form in a timely manner to ensure enough time to file your taxes
• Keep a copy of your 1098 form for your records
