How Do I Pay My Old Navy Credit Card?
As a responsible credit card holder, paying your Old Navy credit card bill on time is crucial to avoid late fees, penalties, and damage to your credit score. In this article, we will guide you through the process of paying your Old Navy credit card bill, including online payment options, phone payment options, and in-store payment options.
Online Payment Options
Old Navy offers several online payment options to make paying your credit card bill convenient and hassle-free. Here are the steps to pay your Old Navy credit card bill online:
- Log in to Your Account: Go to the Old Navy credit card website (www.oldnavy.com/credit-card) and log in to your account using your username and password.
- Click on "Make a Payment": Once you’re logged in, click on the "Make a Payment" button to access the payment page.
- Enter Your Payment Information: Enter your payment amount, payment date, and payment method (credit card, debit card, or bank account).
- Review and Confirm: Review your payment information and confirm your payment.
Phone Payment Options
If you prefer to pay your Old Navy credit card bill over the phone, you can do so by calling the Old Navy credit card customer service number:
- Phone Number: 1-800-695-9478
- Hours of Operation: Monday to Friday, 8:00 AM to 11:00 PM ET, Saturday and Sunday, 9:00 AM to 8:00 PM ET
When calling, have your credit card number and payment information ready to make the payment.
In-Store Payment Options
You can also pay your Old Navy credit card bill in-store at any Old Navy store location. Here’s how:
- Find a Store: Use the Old Navy store locator to find a store near you.
- Go to the Customer Service Desk: Visit the customer service desk at the store and let the representative know that you’d like to make a payment on your credit card.
- Provide Your Payment Information: Provide your credit card number and payment information to the representative.
- Make the Payment: The representative will process your payment and provide you with a receipt.
Payment Methods
Old Navy accepts various payment methods, including:
- Credit Cards: Visa, Mastercard, American Express, and Discover
- Debit Cards: Visa and Mastercard
- Bank Accounts: Direct debit from your checking or savings account
Payment Schedules
Old Navy offers various payment schedules to fit your needs:
- Minimum Payment: Pay the minimum payment due to avoid late fees and penalties.
- Standard Payment: Pay the standard payment amount to pay off your balance in full.
- Custom Payment: Pay a custom amount to pay off your balance in full or make a partial payment.
Payment Due Dates
Make sure to pay your Old Navy credit card bill by the due date to avoid late fees and penalties. The due date is typically the same as your statement date, which is usually 21 days from the statement date.
Late Fees and Penalties
If you miss a payment or make a late payment, you may be charged a late fee and penalty. The late fee is typically $35, and the penalty is a higher interest rate.
Payment History
Old Navy reports your payment history to the credit bureaus, which can affect your credit score. Make sure to pay your credit card bill on time to maintain a good credit score.
Conclusion
Paying your Old Navy credit card bill is easy and convenient, with various online, phone, and in-store payment options available. Make sure to pay your bill on time to avoid late fees, penalties, and damage to your credit score. By following the steps outlined in this article, you can ensure that your Old Navy credit card bill is paid on time and in full.
Table: Old Navy Credit Card Payment Options
| Payment Option | Description |
|---|---|
| Online Payment | Pay your credit card bill online through the Old Navy credit card website |
| Phone Payment | Pay your credit card bill over the phone by calling the Old Navy credit card customer service number |
| In-Store Payment | Pay your credit card bill in-store at any Old Navy store location |
| Credit Card | Pay with a credit card (Visa, Mastercard, American Express, and Discover) |
| Debit Card | Pay with a debit card (Visa and Mastercard) |
| Bank Account | Pay with a direct debit from your checking or savings account |
Bullets: Important Payment Information
• Pay your credit card bill on time to avoid late fees and penalties
• Make sure to pay your bill by the due date to avoid late fees and penalties
• Paying your credit card bill in full can help you avoid interest charges
• Old Navy reports your payment history to the credit bureaus
• Late fees and penalties can damage your credit score
