How to Apply for Old Navy Credit Card?
Are you a loyal Old Navy customer looking to earn rewards and benefits on your purchases? Do you want to know how to apply for an Old Navy credit card? Look no further! In this article, we’ll guide you through the simple and straightforward process of applying for an Old Navy credit card.
What is Old Navy Credit Card?
Old Navy credit card is a rewards credit card issued by Capital One Bank. It’s designed specifically for Old Navy customers, offering exclusive benefits and rewards on purchases made at Old Navy stores and online. The card is available in two versions: Old Navy Credit Card and Old Navy Visa Signature Credit Card.
Eligibility Criteria
To be eligible for an Old Navy credit card, you must:
- Be at least 18 years old
- Have a valid Social Security number or Individual Taxpayer Identification Number
- Have a valid address
- Have a minimum income of $1,000 per year
How to Apply for Old Navy Credit Card?
Applying for an Old Navy credit card is a simple online process. Here are the steps:
- Visit the Old Navy website: Go to Old Navy’s official website (www.oldnavy.com) and click on the "Credit Card" tab at the top of the page.
- Click on "Apply Now": Click on the "Apply Now" button to start the application process.
- Fill out the application form: Fill out the online application form with your personal and financial information, including:
- Name
- Address
- Date of birth
- Social Security number or Individual Taxpayer Identification Number
- Income
- Employment information
- Review and agree to the terms: Review the terms and conditions of the credit card agreement and agree to the terms by checking the box.
- Submit the application: Submit the application and wait for a response from Old Navy.
Benefits of Old Navy Credit Card
The Old Navy credit card offers several benefits, including:
- 5% cashback rewards: Earn 5% cashback rewards on purchases made at Old Navy stores and online.
- Exclusive discounts: Enjoy exclusive discounts and promotions at Old Navy stores and online.
- No annual fee: There is no annual fee for the Old Navy credit card.
- Extended warranty: Enjoy extended warranty protection on purchases made with the card.
- Purchase protection: Get purchase protection on eligible items.
Fees and Interest Rates
The Old Navy credit card has the following fees and interest rates:
| Fee/Interest Rate | Amount |
|---|---|
| Annual fee | $0 |
| Late payment fee | Up to $38 |
| Returned payment fee | Up to $38 |
| Foreign transaction fee | 3% of the transaction amount |
| Interest rate | 24.99% – 29.99% Variable APR |
Credit Score Requirements
The Old Navy credit card is designed for customers with good to excellent credit scores. To be eligible for the card, you’ll need a credit score of at least 660.
Table: Old Navy Credit Card Comparison
| Feature | Old Navy Credit Card | Old Navy Visa Signature Credit Card |
|---|---|---|
| Rewards | 5% cashback rewards | 5% cashback rewards + travel insurance |
| Annual fee | $0 | $0 |
| Foreign transaction fee | 3% of the transaction amount | 3% of the transaction amount |
| Credit score requirement | 660 | 660 |
Conclusion
Applying for an Old Navy credit card is a simple and straightforward process. By following the steps outlined in this article, you can enjoy the benefits of the Old Navy credit card, including 5% cashback rewards, exclusive discounts, and extended warranty protection. Remember to review the terms and conditions of the credit card agreement and agree to the terms before submitting the application.
