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How to join usaa if not military?

How to Join USAA if Not Military?

As one of the most highly-regarded financial institutions in the United States, USAA (United Services Automobile Association) is often synonymous with military service. Founded in 1922 to provide insurance and financial services to military personnel and their families, USAA has grown to become a global financial powerhouse. However, not everyone who wants to join USAA has a military background. In this article, we’ll explore the ways to join USAA if you’re not military.

Who Qualifies for USAA Membership?

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Before we dive into the process of joining USAA, it’s essential to understand who is eligible for membership. Traditionally, USAA’s membership has been limited to:

  • Military personnel, including active duty, veterans, and retirees
  • Commissioned officers of the Public Health Service and National Oceanic and Atmospheric Administration (NOAA)
  • Cadets and midshipmen of the military academies
  • ROTC students and alumni
  • Military spouses and children
  • Military widows/widowers

However, USAA has expanded its membership criteria to include some non-military individuals and families. If you have a family member who is or was eligible for USAA membership, you may be eligible to join as well.

How to Join USAA if Not Military?

If you don’t meet the traditional military eligibility criteria, there are still ways to join USAA:

  • Dependents and Spouses: If your spouse or dependent child is eligible for USAA membership, you may be able to join as well. This includes military spouses and children, as well as spouses and children of:

    • Military personnel who have passed away
    • Military personnel who have been declared missing in action or prisoners of war
    • Military personnel who have been injured or fallen ill while serving
  • Eligible Beneficiaries: If you’re a beneficiary of a USAA member who has passed away, you may be eligible to join. This includes:

    • Surviving spouses
    • Children
    • Parents
    • Siblings
  • Relatives of USAA Members: If you’re a relative of a USAA member, you may be eligible to join. This includes:

    • Parents
    • Siblings
    • Children
    • Spouses
  • Corporate Partners: USAA has partnered with several corporations to offer membership to their employees and their families. These partners include:

    • AAA (American Automobile Association)
    • AARP (American Association of Retired Persons)
    • Fidelity Investments
    • Raytheon
    • USF&G (United States Fidelity and Guaranty)

Steps to Join USAA

If you’re eligible for USAA membership, follow these steps to join:

  1. Check your eligibility: Review the membership criteria above to ensure you meet the requirements.
  2. Gather required documents: Depending on your eligibility, you may need to provide documents such as:

    • Military identification
    • Marriage certificate
    • Death certificate
    • Birth certificate
  3. Apply online: Visit the USAA website and complete the online application form.
  4. Submit required documents: Upload or mail your required documents to USAA.
  5. Verify your information: USAA will verify your information and may contact you for additional documentation.
  6. Activate your membership: Once your application is approved, you’ll receive a membership package with instructions on how to activate your account.

Benefits of USAA Membership

As a USAA member, you’ll enjoy a range of benefits, including:

  • Insurance products: USAA offers a variety of insurance products, including auto, home, life, and health insurance.
  • Banking services: USAA provides banking services, including checking and savings accounts, credit cards, and loans.
  • Investment services: USAA offers investment services, including retirement accounts and investment management.
  • Financial education: USAA provides a range of financial education resources, including webinars, articles, and online courses.
  • Discounts and rewards: USAA members can enjoy discounts and rewards on a range of products and services, including travel, entertainment, and shopping.

Conclusion

While USAA has historically been associated with military service, it’s not the only way to join the organization. By understanding who is eligible for membership and following the steps to join, you can enjoy the benefits of USAA membership, regardless of your background. Whether you’re a dependent, beneficiary, relative, or corporate partner, USAA has a range of options to help you join the USAA community.

Table: Eligibility Criteria

Eligibility CriteriaDescription
Military personnelActive duty, veterans, and retirees
Commissioned officersPublic Health Service and NOAA
Cadets and midshipmenMilitary academies
ROTC students and alumniReserve Officers’ Training Corps
Military spouses and childrenIncluding widows/widowers
Dependents and spousesOf eligible military personnel
Eligible beneficiariesOf deceased USAA members
Relatives of USAA membersParents, siblings, children, and spouses
Corporate partnersEmployees and families of partner companies

Bullets:

USAA is not limited to military membership
Dependents and spouses can join USAA
Eligible beneficiaries and relatives can join USAA
Corporate partners can join USAA through their employer
USAA offers a range of benefits, including insurance, banking, and investment services

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