How to Waive American Express Platinum Fee for Military: A Comprehensive Guide
The American Express Platinum card is a premium credit card that offers a range of exclusive benefits, including airport lounge access, hotel elite status, and a $200 annual airline fee credit. However, the card’s annual fee can be steep, with a current annual fee of $550.
But, as a member of the military, you may be eligible to waive this fee. In this article, we’ll guide you through the process of requesting a fee waiver from American Express, highlighting the eligibility criteria, required documents, and tips for increasing your chances of approval.
Eligibility Criteria for Military Fee Waiver
To be eligible for a military fee waiver, you must meet the following criteria:
- Be a currently serving member of the U.S. Armed Forces, including the Army, Navy, Air Force, Marines, Coast Guard, or National Guard
- Hold an active duty status, reserve status, or National Guard status
- Not be a retiree or veteran
- Not have any outstanding balances on your account
How to Request a Fee Waiver
To request a fee waiver, follow these steps:
- Call American Express Customer Service: Contact American Express customer service by calling the phone number on the back of your card or by visiting the American Express website and filling out the online form. Be prepared to provide your account information and proof of military service.
- Provide Proof of Military Service: You will need to provide proof of military service, which may include:
- Military ID: A current military ID or DD Form 214 (discharge document) will suffice as proof of service.
- Pay Stub: A pay stub showing your military salary or a letter from your commanding officer confirming your service.
- Explain Your Request: Explain to the customer service representative why you are requesting a fee waiver. This could include:
- Financial Hardship: If you are experiencing financial difficulties, explain how waiving the fee would help alleviate some of the burden.
- Deployment or Extended Duty: If you are deploying or on extended duty, explain how the fee waiver would help alleviate the added financial burden.
Tips for Increasing Your Chances of Approval
While there is no guarantee of approval, there are some tips that can increase your chances of success:
- Be Proactive: Request the fee waiver as soon as possible after enrolling in the American Express Platinum card. The sooner you request the waiver, the more likely American Express is to approve it.
- Provide All Required Documents: Make sure you provide all required documents, including proof of military service and a pay stub or letter from your commanding officer.
- Explain Your Request: Take the time to explain your request to the customer service representative. Be honest and clear about your reasons for requesting the fee waiver.
Table: Summary of Fee Waiver Process
Step | Requirement | |
---|---|---|
1 | Call American Express Customer Service | |
2 | Provide Proof of Military Service | Military ID, pay stub, or letter from commanding officer |
3 | Explain Your Request | Financial hardship, deployment or extended duty, or other relevant reasons |
Additional Benefits for Military Cardholders
As a military cardholder, you may also be eligible for additional benefits, including:
- TSA Precheck and Global Entry: Military personnel are eligible for reimbursement for TSA Precheck and Global Entry fees.
- Concierge Service: American Express offers a concierge service for military personnel, providing assistance with tasks such as travel arrangements, gift giving, and more.
- Access to Exclusive Events: As an American Express Platinum cardholder, you may be invited to exclusive events, such as the annual USO Gala.
Conclusion
Waiving the annual fee for the American Express Platinum card can be a great way to enjoy the benefits of this premium credit card without the added financial burden. By following the steps outlined in this article, providing the required documents, and explaining your request, you can increase your chances of approval. Additionally, be sure to take advantage of the additional benefits available to military cardholders.